A home inventory for insurance that stays up to date
After a fire, flood or break-in, insurers ask for a list of what you lost, ideally with photos and details. Almost nobody has one, because a home inventory made once and never opened again goes stale within a year. Go Stash It fixes that by making the inventory something you use every week.
Why most insurance inventories fail
The usual advice is to walk through the house with a camera, fill a spreadsheet with everything of value, and store it somewhere safe. People do it once, if at all. Then they buy a new TV, give away the old couch, and the record drifts further from reality every month. When a claim finally happens, the list is years out of date and the photos are on a phone that was in the house.
Build it room by room, not all at once
- Mirror the house. Create a Place for the home and an Area for each room. Add Containers for closets, cabinets, shelves and bins, and log the big items directly in the room.
- Photograph as you go. Each item can carry photos, a quantity, a category and notes such as purchase details, serial numbers or receipts. A photo of the receipt in the item's gallery is often all a claim needs.
- Start with the expensive and the irreplaceable. Electronics, tools, jewelry, instruments, collections and anything sentimental. Broad categories like "kitchenware" can be one entry with a quantity.
- Do the storage areas last. Garage, attic and basement bins are where value quietly accumulates. Labelled containers make those areas easy to inventory and easy to keep current.
It stays current because you use it. The same inventory answers "where is the passport" and "which bin has the tent". Every time you find or move something, the record gets updated as a side effect, which is the only kind of update that actually happens.
Start your home inventory free → Open your dashboard →Export it when you need it
Your data is stored securely in the cloud, not only on the phone that might be lost in the same event. When you need to document a loss, export your inventory or print inventory sheets by room and hand them to the adjuster. Photos and notes are already attached to the items they describe.
Privacy comes first
An inventory of everything you own is sensitive. Go Stash It protects each account with per-user access rules on the server, and the only thing that can ever be public is the contents of a container you deliberately chose to share by QR code. Sharing can be switched off at any time without changing the label.
Check with your insurer
Policies differ in what documentation they require and how contents coverage is calculated. Go Stash It gives you the record; your insurer can tell you exactly what they will ask for, and it is worth asking before you need it.